Rico Frans

Director - Digital Banking & Technology / Bank Mandiri

Rico Usthavia Frans was appointed Managing Director of Transaction Banking last March 2016, managing bank-wide transaction banking for wholesale and retail banking that includes product development, sales functions, and e-channel development.

A seasoned banker with more than a decade of experience in banking business with exposure to both corporate and consumer Banking - in the past recent years have been focusing on strategic marketing areas.

Marketing strategy and implementation for consumer banking that includes credit card, retail banking and consumer finance, e-Channels business development (Internet Banking, Mobile Banking, ATM & Payment Channel) and customer adoption.